How HARP Can Help

Refinance rates are at an all time low right now, so call toady and see if you qualify for HARP.

The HARP Refinancing Program is available to qualified homeowners in distress.  If you are underwater (you owe more than your house is worth) and you have been making your payments on time consistently, you may be eligible for a lower payment and lower interest rate.

The Federal Government has extended the making homes affordable program on qualified loans for homeowners who are underwater but want to refinance and lower their monthly payments and interest rates.

Through HARP, you may qualify for more affordable interest rates than the rate of your existing loan.  However, HARP Loans are only available for qualified applicants who meet the specific guidelines.  Among other things, your loan must be backed by Fannie Mae or Freddie Mac and you must be current on your monthly payments for the past 12 months.  If you want to find out whether you are eligible for HARP, we can quickly tell you over the phone; call and ask one of our advisors today.

As a general rule, a cash out refinance is not an option with HARP because there is no equity to tap into for cash out.  HARP refinance loans are rate and term programs, designed for lowering monthly payments and interest rates for homeowners who do not have equity but want to take advantage of the low interest rates now available.  Current mortgage rates are now at historic lows, so now is a great time to see if you qualify for a HARP loan or if there are good refinance options available for you.  Call us today and talk to one of our trusted advisors and we will quickly give you the options and the answers that you are seeking.

Refinance at an Affordable Rate

HARP loans are a great option for you if you are underwater and you want to lower your monthly payment and your interest rate.  Right now, you can take advantage of some of the Best mortgage refinance rates available in decades.  If you owe more than your house is worth, you will not qualify for a conventional refi, but HARP may be a great solution for you.

Refi rates are going up every day, so waiting to refinance could be a very costly delay.  If your home is worth more than what you owe, you may want to convert your equity into cash and HARP may not be the best option for you.  HARP loan rates are based on current market rates, so they are still very low, however you will need to find out if you qualify by talking to one of our advisors and discussing your goals. Call us today and we will quickly give you the solutions that you need to move forward.

Find Out if You Qualify for Lower Payments

If you want lower payments and lower interest rates, HARP may be a great option for you. Refinance rates are at an all time low right now, so call toady and see if you qualify for HARP.  Making the decision to Refi now could save you thousands, possibly hundreds of thousands of dollars over the term of your loan.  Call now and we will help you qualify for lower payments and a lower rate today.

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